Scott grew up in Somerset, Massachusetts.  He graduated from Somerset High and attended Bridgewater State College, graduating with a BA in Finance. 

Scott started his career as a Financial Advisor with Prudential Insurance and furthered his growth as a District Sales Manager.  He consistently received Academy of Honor awards, as recognition for his outstanding sales and exceptional customer service.  In 1997, he transitioned to the Mortgage Industry working for Financial Dynamics Mortgage located in Johnston, RI.  As a Mortgage Broker for Financial Dynamics, Scott specialized in Fannie Mae, Freddie Mac and FHA mortgage programs. 

Scott purchased Arruda Insurance Agency bringing with him his years of experience working with clients in meeting their Financial and Insurance needs.  He continually strives to provide exceptional service for his clients. You can be assured Scott has his client’s best interest at heart and is always available to answer any questions his clients may have.  

When not working, Scott enjoys spending time with his wife of 23 years and their three children.