954-423-3290

Strategic Weatlh Advisors, LLC

ERA Business Solutions

 

Gary R. Polk, CLU, ChFC, CLTC             

If what you thought to be true about money... 

    turned out not to be, when would you want to know?

 

 

 

 

 

                                                                                                                                

 

PRODUCTS OFFERED

LIFE INSURANCE

Term Insurance

  • Level Premium - 10, 15, 20, 25, 30 years
  • Return of Premium (ROP)
  • Critcal and Chronic Illness Riders

Permanent Insurance

  • Whole Life
  • Univeral Life (UL)
  • Index Universal Life (IUL)
  • Guaranteed Universal Life (GUL)
  • Survivorship Universal Life (SUL)
  • Modified Endowment Contracts (MEC)
  • Juvenille Policies
  • Mortgage Protection
  • Final Expense
  • Key-Man
  • Buy-Sell
  • Premium Financing
  • Life Settlements
  • Child Riders
  • Long-term Care Riders

DISABILITY INSURANCE

  • Individual Income Replacement
  • Business Overhead Expense
  • Business Buy-Sell
  • Group Disability
  • Voluntary Payroll Deduction

 LONG-TERM CARE INSURANCE

  • Traditional Long-term Care
  • Asset Based Long-term Care (Life & Annuity Hybrids)
  • Home Care Service Agreements

SUPPLEMENTAL INSURANCE                                                                                  

  • Accident Plans
  • Cancer and Critical Illness
  • Hospital Confinement Indemnity
  • Life & Disability 
  • Dental 

MEDICARE SUPPLEMENTS

ANNUITIES

  • Fixed "CD type" 
  • Fixed Index (FIA) 
  • Deferred Lifetime Income (DIA)
  • Immediate Lifetime Income (SPIA)
  • Qualified Longevity Annuity Contract (QLAC)
  • Guaranteed Lifetime Income Riders

STRATEGIES

  • Traditional, ROTH & SEP IRAs
  • IRA Rollovers
  • Private Reserve Strategy
  • Retirement Income Strategies
  • Social Security Claiming Stratagies
  • Estate Planning
  • College Planning
  • SAGE Tuition Scholarship Rewards- website
  • Legacy Tree Foundation - website
  • Financial Literacy Seminars 

BOOKLETS OFFERED

  • The Best Ways To Buy, Sell or Replace Life Insurance - get booklet
  • Annuity Owners Mistake - get booklet
  • Six Strategies To Help Retirees Reduce Taxes and Preserve Their Assets - get booklet
  • Avoid Mistakes in Buying Long-Term Care Insurance - get booklet
  • How To Maximize Social Security Benefits - get booklet
  • CD Shopper’s Guide - get booklet
  • Six Best and Worst IRA Rollover Decisions - get booklet
  • Retire Smart: A Simple Guide to Retirement - get booklet
  • For Those Who Want to Prosper and Thrive in Retirement - get booklet  
  • How Wealthy People Use Professional Money Management - get booklet                                 

Copyright © 2019 Gary R Polk | All Rights Reserved